Minority-owned & operated

We are proud to be Latino entrepreneurs serving the Bay Area, and even prouder of how we do it: with ethics, transparency, and hard work.

— Lupe Del Castillo & Omar Murillo

Lumena is a minority-owned brokerage founded by two Mexican-American entrepreneurs from the Bay Area. Lumena means light, and that is the standard we hold ourselves to: honest advice, clear numbers, and service in both English and Spanish. We want this company to be a beacon for our community, an example of what hard work builds, and a partner families can trust with the biggest purchase of their lives, from the first question to the keys.

Our Loan Officers

Lupe Del Castillo

Lupe Del Castillo

NMLS 1670032 · DRE 02029627

Lupe has spent her career helping Bay Area families, many buying their first home, get from pre-approval to keys. As a broker she works for you, not for a bank. She compares dozens of lenders and negotiates so you don’t have to. Ask her anything. She has heard it all, and she answers her own phone.

Omar Murillo

Omar Murillo

NMLS 249559 · DRE 01244077

Omar is a proud Latin American businessman, an immigrant and the son of immigrants, who made the Bay Area home and has spent his career serving the community around him. Since 1998 he has built his reputation the slow way: ethical work, responsive service, and relationships that last. Many of the families he helped early in his career now send their children to him, a trust that has carried across generations.

Nayari Villamizar

Nayari Villamizar

NMLS 2827232 · DRE 02205629

Nayari has built her career on the trust of her clients. She works hard for every family she serves, guiding them through each step in English or Spanish and staying responsive from the first question to closing day. Clients come to her for clear answers and stay because she treats their goals like her own.

What to expect

Dozens of lenders, one application.

Through C2 Financial, we shop wholesale lenders so they compete for your loan.

Every line explained, in English or Spanish.

You will know what you are signing and why.

From the first call to the keys, and after.

Pre-approval usually within 24 hours of receiving your documents, and one point of contact throughout.

Join our team

We’re always glad to hear from loan officers who believe lending should be clear, honest, and bilingual.

Inquire
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